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fast credit repair
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RAISE YOUR CREDIT SCORES WITH FAST AND AFFORDABLE CREDIT REPAIR SERVICES
We Help Our Client's To Increase Credit Scores With...
Credit Repair
Join the The Credit Experts INNER CIRCLE Today
We've seen thousands of credit reports before there was a scoring model and thousands afterwards.  We have client's who went from Foreclosures to 800 PLUS Credit Scores.  We have the BLUEPRINT to INCREASE Your Credit Scores!
Applications Typically Responded To Within 24 Hours
If You've Been Turned Down For A Loan, or Want to Increase Your Credit Scores to get better terms and approval, Speak to One of Our Expert Analyst Today!
Credit Repair

Benefit 1: FREE Credit Report Consultation
​Benefit 2: FREE in depth Credit Analysis
Benefit 3: FREE Credit Recommendations
fast credit repair
"The Secret of Getting the Best Results for Your Credit Repair And Getting Approved for Credit Is Joining The Credit Experts Inner Circle."

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Fast Credit Repair
Our fast credit repair services utilizes highly advance technology, which allows us to efficiently manage your credit repair file while using our expertise to develop an action plan for your time constraints and goals. More importantly our founder has been in the banking industry for almost 30 years and has loaned out Million's of Dollars based on credit through his organization and has viewed thousands of credit reports for loan approval. We help raise your consumer credit report scores by working with you, your creditors and the credit bureaus to remove negative items from your credit and adding positives. This alone helps us to stand out from the crowd when it comes to credit repair services from any company in the marketplace to help consumers restore their credit with fast credit repair. Keep in mind that the credit bureaus usually take 30 days to respond to our disputes and it can usually take from 30 - 45 days to receive a letter in the mailbox. We're very clear and up front with our credit repair services, so when we say fast credit repair, we mean that we work fast to analyze, dispute and send correspondence to the three major credit bureaus which are Equifax, Experian and TransUnion. We also send correspondence to collection agencies, third party creditors and or furnishers.
Credit Repair program
$
99.00
Billed Monthly, + set up fee $99.00.  
Includes the following services:
  • Collections
  • Identity Theft
  • Duplicates
  • Outdated Information
  • Junk Debt Buyers
  • Late Payments
  • Excessive Inquires
  • Short Sale/Foreclosures
  • Tax Liens
  • Judgements
  • Debt Management/CCCS
  • Joint Credit/Ex-Spouse
  • Mixed Credit Files
  • Bankruptcies
  • Inflated Debts/Expired Debts
  • No Credit Scores
  • Credit Analyst
  • 24/7/365 Access Portal
  • Credit Monitoring Trial $1.00 for 7 days
The credit experts inner circle
$
Included
All of Our Credit Repair Clients Get Access After 30 Days As Long As Your Active in Our Credit Repair Program.
  • Benefit 1: Learn which credit bureau banks are using that issue you a lower score. We show you how to get a Security Freeze. This freeze will force them to utilize the Big 3 and can help you get better terms and approvals.
  • Benefit 2: Most consumers are in the blind about the most important agency with their information. It''s not Equifax, Experian or TransUnion but they use their information. Banks use it too against you and it's your information. You will be surprised to see a 200 page report on you and I'm not kidding about the number of pages.
  • Benefit 3: Get Access to Credit Builder Loan Programs to help build credit or a stronger credit profile.
  • Benefit 4: Self reporting is probably the most underutilize tool you can use to build your credit and scoring. As a member of the Credit Experts Inner Circle you will now have access to self reporting installment accounts and revolving credit card accounts.
  • Benefit 5: Need CASH to get started? There is a company who specializes in charging your credit card as a regular transaction and not a cash advance. You can advance those funds into your checking account.
  • Benefit 6: Learn the secrets of what 785 to 850 Credit Score Holders have in common, then you can model them with the pioneered path.
  • Benefit 7: Learn FICO scoring Boosting Tips to help improve your credit scores.
  • Benefit 8: Learn the difference between Vantage Score, Credit Karma, Wallet Hub, Plus Score, Credit Tracker, FICO 8 and FICO 9.
  • Benefit 9: Learn which Retailers offer store cards to build brand loyalty. You need to know which outsource their cards and which keep theirs in-house.
  • ​Benefit 10: Learn this before you try to buy a car. In the Auto World with over 100 Brands, their are only 8 Automotive Finance Companies supporting the whole industry.

  • Collections
  • ​Identity Theft
  • ​Duplicates
  • ​Outdated Information
  • Junk Debt Buyers
  • ​Late Payments
  • ​Repossessions
  • ​Debt Management/CCCS
  • Excessive Inquiries
  • ​Short Sale/Foreclosures
  • ​Tax Liens/Judgements
  • ​Joint Credit/Ex-Spouse
  • Mixed Credit Files
  • ​Bankrupticies
  • ​Inflated/Expired Debts
  • ​No Credit Scores

How Our Service Works?

fast credit repair
Our credit repair services offers personalized dispute options to fit your exact credit repair needs.
fast credit repair
One of our experienced case analyst and/or case advisor will work personally with you throughout the process.
fast credit repair
One of our credit experts will prepare and submit custom dispute correspondence on your behalf.
fast credit repair
You get access to your personal case status and updated information 24 hours a day to stay informed throughout the process.

What Can You Expect From Our Credit Repair Services?

Average Score Increases Within 35 - 40 Days

10 points or more 93%

20 points or more 71%

50 points or more 25%
​
100 points or more 15%

Average Score Increases From 90 - 100 Days

10 points or more 97%

20 points or more 82%

50 points or more 40%
​
100 points or more 25%

Average Score Increases From 
6 Months +

60 Points

Our 100% Guarantee - Cancellation & Return Policy

You are entitled to a 100% refund on all payments and fees, if:
Our Credit Expert don't get removed more than 25% of all the negatives worked on.
You have had six months from the time you retain our services.
You have at least four negatives on the credit report at the time of sign-up.
You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.

​You may cancel services at any time. Please notify us in writing 7 days before the next billing period.

Credit Expert

We do reverse engineering off of 800 plus credit scores, which is our optimal model blueprint to help you improve your credit report scores.

fast credit repair
What Is A Credit Report?
A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.


Most than likely you have more than one credit report. The credit reporting companies, also known as credit bureaus or consumer reporting agencies, collect and store financial information data about you that is submitted to them by creditors, such as lenders, credit card companies, and other financial companies. Creditors are not required to report to every credit reporting company such as Equifax, Experian or TransUnion.

 
The financial institutions and lenders use these reports to help them decide if they will loan you money, what interest rates they will offer you. 

These lenders also use your credit report to determine whether you continue to meet the terms of an existing credit account. Other businesses might use your credit reports to determine whether to offer you insurance; rent a house or apartment to you; provide you with cable TV, internet, utility, or cell phone service. If you agree to let an employer look at your credit report, it may also be used to make employment decisions about you.   Your credit report impacts just about every facet of your life.

It’s no secret that credit plays a huge role in your everyday life. Everything from the interest you pay on your credit cards to whether or not you get approved for a loan to buy a new car is directly related to your credit and your credit score. By taking the necessary steps to fix your credit score now, you are setting yourself up for financial success in the future.

CREDIT REPAIR SERVICES
Benefits of The Inner Circle
As a member of the Credit Experts Inner Circle You'll Get Access to All The Trade Secrets That Will Allow You to Become A Credit Master for Personal and/or Business Credit.
  • Benefit: Learn which credit bureau banks are using that issue you a lower score.  We show you how to get a Security Freeze.   This freeze will force them to utilize the Big 3.
  • Benefit: Most consumers are in the blind about the most important agency with their information.  It''s not Equifax, Experian or TransUnion but they use their information.  Banks use it too against you and it's your information.  You will be surprised to see a 200 page report on you and I'm not kidding about the number of pages.
  • Benefit: Get Access to Credit Builder Loan Programs to help build credit or a stronger credit profile.
  • Benefit: Self reporting is probably the most underutilize tool you can use to build your credit and scoring.  As a member of the Credit Experts Inner Circle you will now have access to self reporting installment accounts and revolving credit card accounts.
  • Benefit: Need CASH to get started? There is a company who specializes in charging your credit card as a regular transaction and not a cash advance.  You can advance those funds into your checking account.
  • Benefit: Learn what 785 to 850 Credit Score Holders have in common.
  • Benefit: Learn FICO scoring Boosting Tips to help improve your credit scores.
  • Benefit: Learn the difference between Vantage Score, Credit Karma, Wallet Hub, Plus Score, Credit Tracker, FICO 8 and FICO 9.
  • Benefit: Learn which Retailers offer store cards to build brand loyalty.  You need to know which outsource their cards and which keep theirs in-house.
  • ​Benefit:  Learn this before you try to buy a car.  In the Auto World with over 100 Brands, their are only 8 Automotive Finance Companies supporting the whole industry.

STEP 1

Absolutely FREE Credit Consultation and Analysis to Strategize A Plan for Improving Your Credit and Scores.

STEP 2

Get Access to All 3 Credit Bureaus and Credit Monitoring With Scores for Only $1.00 for A 7 Day Trial.

STEP 3

After Signing Up for Our Credit Repair Service, You Will Get Access to Credit Accounts to Immediately Improve Credit Utilization & Scores.
It All Starts With Our Free Credit Consultation Service.  Just Click On the Button Below to Get Started Now.

Credit Repair Services

WHY MORE THAN 80 MILLION PEOPLE IN AMERICA HAVE BAD CREDIT & IT'S GETTING WORST?

What is a Credit Score? 

A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula—called a scoring model—to create your credit score from the information in your credit report. It is important to know that you do not have just “one” credit score and there are many credit scores available to you as well as to lenders. Any credit score depends on the data used to calculate it, and may differ depending on the scoring model, the source of your credit history, the type of loan product, and even the day when it was calculated.
 
The majority of people understand the basics, like how failing to make a payment will cause your score to go down, but there are a number of complexities that trip up the average consumer. One of the main benefits of being a client with The Credit Experts, is that our credit repair services strongly believes in educating our clients. If you pay your debts on time, don’t carry too much debt on any one card, don't close older accounts unless absolutely necessary and only apply for new credit when you have to you will generally be in good shape. However, it is important to keep yourself informed so you can maintain a credit score that accurately reflects your consumer status.

Lenders use your credit report in order to judge your reliability as a loan candidate. Your credit report indicates your ability to handle debt responsibly and will help banks decide if you are a desirable loan customer. A high credit score can help you lock in low APR rates or secure special deals on loans. A bad credit report may prevent you from securing loans and can damage your ability to buy a car, open a credit card or rent a home. A history of inability to manage your credit successfully will make lenders uncomfortable about trusting you with additional funds in the future.

You are entitled to a free copy of your credit report once a year, an offer you should take advantage of. When you do receive your credit report, check to ensure the figures are accurate and act quickly to correct any mistakes. This may include any clerical errors, identity theft issues or incorrect information. If your credit score is low, you should begin working on a financial rehabilitation plan, either on your own or with a certified debt counselor, to begin correcting your bad debt habits.

Fast credit repair
fast credit repair

What Makes Up A Credit Report Score?

Your credit score is determined by an algorithm developed by the Fair Issue Corporation (hence its other name of FICO score). Three corporations, called "credit bureaus", specialize in collecting and reporting on financial histories. Those three companies are Equifax, Experian and TransUnion. While, the exact formula used to calculate your credit score is a tightly guarded industry secret, these companies provide general guidelines about financial behavior that can affect your credit score.

Payment History
Thirty-five percent of your credit score is made up by your payment history. This includes late payments, collections, and even bankruptcies and tax liens. Each type of account will stay on your credit report a specified period of time and each type of derogatory will hurt your score differently. The Credit Experts works to remove accounts that are not 100% accurate OR not 100% verifiable. Our removal rate is around 70%.

Debt Ratio
Your debt ratio is the amount of revolving credit (i.e. credit cards) you owe in relation to the amount of credit you have available. For instance, if your credit limit is $10,000 and your current balance is $2,000, your debt ratio would be 20%. While, ideally, you would have your debt ratio at 0%, we usually recommend you are at least at 30% or lower.

Length of Credit
Your length of credit is how long you have had credit. At face value, this seems like something you couldn't really do anything to fix. However, there are ways you can hurt yourself here. If you close out your older cards, even if they have higher interest rates, it will hurt your score. The credit scoring model has no memory or credit cards you close: if you close out that fifteen year old card you will get no credit for it!

Types of Credit
Types of credit include revolving, installment and mortgage loans. By having different kinds of credit open, you show creditors that you are responsible and able to handle different kinds of responsibilities.

Inquiries
Inquiries are marked on your credit report when you ask for new credit (i.e. when you apply for a home loan). Inquiries made by yourself or for unsolicited offers do not count against your score, but are shown on your report. It is important to note than when searching for a home you are allowed unlimited inquiries over a 45 day period since it is assumed you are rate shopping.

The Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records).   Listed below are a summary of your rights and that we follow here as credit experts to help consumers correct their credit report and increase their credit report scores.

 You must be told if information in your file has been used against you. Anyone who  uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the 
information.

 You have the right to know what is in your file. You may request and obtain all the  information about you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: 

 a person has taken adverse action against you because of information in your credit  report; 
 you are the victim of identity theft and place a fraud alert in your file;
 your file contains inaccurate information as a result of fraud;
 you are on public assistance;
 you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request  from each nationwide credit bureau and from nationwide specialty consumer reporting agencies.
 
 You have the right to ask for a credit score. Credit scores are numerical summaries of  your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. 

 You have the right to dispute incomplete or inaccurate information. If you identify  information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous.

 Consumer reporting agencies must correct or delete inaccurate, incomplete, or  unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may 
continue to report information it has verified as accurate.

 Consumer reporting agencies may not report outdated negative information. In most  cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. 

 Access to your file is limited. A consumer reporting agency may provide information about  you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. 

 You must give your consent for reports to be provided to employers. A consumer  reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry.
 
 You may limit “prescreened” offers of credit and insurance you get based on  information in your credit report. Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-567-8688). 

 You may seek damages from violators. If a consumer reporting agency, or, in some cases,  a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. 

 Identity theft victims and active duty military personnel have additional rights. 

Credit Monitoring Service

What is a credit monitoring service? 

A credit monitoring service is a commercial service that charges you a fee to watch your credit reports and alert you to changes to the accounts listed on your credit report.

Credit monitoring is a tool that allows you to track changes in your credit report and score. When a change occurs, we’ll send you an alert. You can then review the information, confirm that it’s accurate and decide what action, if any, to take.

For example, if you’re interested in buying a home and you receive a notification that your credit score increased, pre-approval for a mortgage could be the next logical step. If you receive an alert that a new credit card account appeared on your credit but you don’t remember opening one, you can proceed to notify the creditor of potential fraud. 

Credit monitoring also keeps you up to date with changes to your existing accounts, such as a missed payment or an increase in your credit limit. Alerts include changes to your address and new public records, including judgments and tax liens. Credit monitoring puts you in control of your credit identity and heads off unpleasant surprises where your credit is concerned.

Fast credit repair
Why do I need Credit Monitoring?

A good credit score open the door to approval for a car loan, mortgage, personal loan or a credit card. Creditors use your credit score to determine the interest rate you’ll pay on the money you borrow. A low score makes credit difficult to obtain, and drives costs higher. Credit monitoring is a great tool for anyone who wants to improve their credit standing and financial health in general because you can watch your progress as your score improves, change course when your score drops, and make strategic credit moves to help you reach your goals. By monitoring your credit, you can more effectively avoid obstacles that could stand in the way of your ability to borrow in the future.

Which credit bureau will you track?

When you create a credit monitoring account with, the credit monitoring services you receive are based on the information in your TransUnion credit report. Our monitoring service allows you to track your credit reports issued by all 3 major credit bureaus: Equifax, Experian and TransUnion. Platinum Protection membership also monitors your Social Security number, public records and the use of your personal information on black market websites.

Can Credit Monitoring service help prevent identity theft?

There is no tool that can prevent 100% of identity theft. Credit monitoring, however, allows you to address inconsistencies and anomalies quickly and mitigate the damage caused by fraud or errors. The best way to protect your credit is to know and understand your credit profile. If someone attempts to take out a loan in your name for example, or if a creditor reports a late payment on an account you don’t recognize, our credit monitoring service brings you into the loop right away. Credit monitoring does not alert you to all types of financial fraud. It can only help you spot signs of identity theft on your credit report.
fast credit repair

What Makes Up A Credit Report Score?

Your credit score is determined by an algorithm developed by the Fair Issue Corporation (hence its other name of FICO score). Three corporations, called "credit bureaus", specialize in collecting and reporting on financial histories. Those three companies are Equifax, Experian and TransUnion. While, the exact formula used to calculate your credit score is a tightly guarded industry secret, these companies provide general guidelines about financial behavior that can affect your credit score.

Payment History
Thirty-five percent of your credit score is made up by your payment history. This includes late payments, collections, and even bankruptcies and tax liens. Each type of account will stay on your credit report a specified period of time and each type of derogatory will hurt your score differently. The Credit Experts works to remove accounts that are not 100% accurate OR not 100% verifiable. Our removal rate is around 70%.

Debt Ratio
Your debt ratio is the amount of revolving credit (i.e. credit cards) you owe in relation to the amount of credit you have available. For instance, if your credit limit is $10,000 and your current balance is $2,000, your debt ratio would be 20%. While, ideally, you would have your debt ratio at 0%, we usually recommend you are at least at 30% or lower.

Length of Credit
Your length of credit is how long you have had credit. At face value, this seems like something you couldn't really do anything to fix. However, there are ways you can hurt yourself here. If you close out your older cards, even if they have higher interest rates, it will hurt your score. The credit scoring model has no memory or credit cards you close: if you close out that fifteen year old card you will get no credit for it!

Types of Credit
Types of credit include revolving, installment and mortgage loans. By having different kinds of credit open, you show creditors that you are responsible and able to handle different kinds of responsibilities.

Inquiries
Inquiries are marked on your credit report when you ask for new credit (i.e. when you apply for a home loan). Inquiries made by yourself or for unsolicited offers do not count against your score, but are shown on your report. It is important to note than when searching for a home you are allowed unlimited inquiries over a 45 day period since it is assumed you are rate shopping.
CREDIT CAPITAL
Inner Circle Members
Inner Circle Members Get Access To Credit Capital and Knowledge to Make Wise Decisions.
CREDIT REPAIR SERVICES
HERE'S WHAT TO DO NOW
It All Starts With Our Free Credit Consultation Service. Just Click On the Button Below to Get Started Now.

STEP 1

Absolutely FREE Credit Consultation and Analysis to Strategize A Plan for Improving Your Credit and Scores.

STEP 2

Get Access to All 3 Credit Bureaus and Credit Monitoring With Scores for Only $1.00 for A 7 Day Trial.

STEP 3

After Signing Up for Our Credit Repair Service, You Will Get Access to Credit Accounts to Immediately Improve Credit Utilization & Scores.
As a member of the Credit Experts Inner Circle You'll Get Access to All The Trade Secrets That Will Allow You to Become A Credit Master for Personal and/or Business Credit.
credit repair
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The Credit Experts | DM Publishing
Contact | Privacy Policy | Terms & Conditions | Customer Service (800) 419-2799
7208 W. Sand Lake Road, Suite 305, Orlando, FL  32819
fast credit repair